Stop paying for PMI you've already earned your way out of.
For many conventional loans, you can ask to cancel PMI once you owe 80% or less of your home's original value. We'll check that path for free. For $15, we prepare your letter, watch your balance if needed, and mail it when a fresh statement shows you qualify.
Takes about 5 minutes. No account, no phone number.
Answer a few questions
A few quick questions about your mortgage. No documents needed to get your answer.
Find out where you stand, free
We'll tell you honestly if you can cancel your PMI now, soon, or not yet. We'll also show you how much you'd save.
We watch it and send it
For a flat $15, we prepare your personalized request. If you're not there yet, we watch your balance and mail it once a fresh statement confirms you qualify.
Could a higher home value get PMI off sooner?
Maybe. Some lenders let you qualify using today's value after enough time has passed, usually with an appraisal they order and may charge you for. Our $15 service uses your home's original value: the lower of the purchase price or original appraisal, or the appraisal used when you refinanced.
Want help with the appreciation route? Email info@pmidrop.com and we'll talk through it with you.
See the letter we prepare
We fill in your loan details, address the request to your mortgage company, add your signature, and mail it for you. This sample uses made-up customer information.
