Disclaimer

Last updated: July 2026

Drop My PMI is a self-help document preparation and mailing service. We are not a law firm, we are not attorneys, and nothing on this site is legal advice. Using this service does not create an attorney-client relationship.

Our explanations of the Homeowners Protection Act are general information. How the law applies to your loan depends on facts we cannot verify, including your payment history and your lender's records. The answers and dates we show are estimates computed from the numbers you enter.

Your lender or servicer, not Drop My PMI, decides whether PMI is cancelled. We do not guarantee cancellation, any refund, or any specific savings. If you need advice about your specific situation, talk to a licensed attorney or financial advisor.