Free check
Are you still paying for PMI you don't need?
Answer a few quick questions and we'll tell you honestly, for free, whether you can stop paying PMI now, soon, or not yet. No account. No phone number.
What's PMI?
PMI is an extra fee your lender adds to your monthly payment when you buy with a smaller down payment. It protects them if you stop paying. It does nothing for you. For many conventional loans, federal rules let you ask to cancel PMI once you owe 80% or less of your home's original value. Your lender checks that you meet the other requirements.
What we do
We check the original-value path and tell you the truth, for free. For one flat $15, we prepare your personalized request. If you're not there yet, we watch your balance and mail the letter once a fresh statement confirms you qualify. No monthly fee, no upsells.
Has your home gone up in value? Some lenders have another path that uses today's value and may require an appraisal they order. That path is not part of this check yet. Email info@pmidrop.com if you'd like us to help with it.
We never sell your information. Here's why that matters.
Many "free" PMI tools make their money by selling your name, email, and phone number to mortgage companies, who then bury you in refinance calls and junk mail. We don't do that. We don't even ask for your phone number to give you an answer, and we never sell your details to lenders or marketers. We share only what is needed to handle your request. You pay us $15 once. That's the only way we make money.